Rand-based money tools
Take control of your Rands, one clear step at a time
Budget planners, savings challenges, grocery trackers and debt payoff tools made for South African salaries, from R39.
Takes you to sign-up. Educational tools, not financial advice.
Monthly budget
March 2026
Salary in
R22 500
Still to plan
R3 450
- Needs R12 230 of R14 800
- Wants R890 of R1 750
- Savings R2 500 of R2 500
Built around salary day, load-shedding costs, stokvels and store accounts, not around overseas templates.
Simple Rand-based planners in one place. Educational only, with no advice and no hype. Priced from R39.
The tools
Four tools, one calm place to keep your numbers
Monthly budget planner
Put your salary in, split it across needs, wants and savings, and watch each Rand amount fill as the month goes. Set around salary day, not the first of the month.
Plan my monthExample layout
Example layout: goal R750
-
Step 1
R50
-
Step 2
R100
-
Step 3
R150
-
Step 4
R200
-
Step 5
R250
R300 saved so far, R450 to go.
Savings challenges
Small, set steps towards a Rand goal. Tick each one off when you have put the money aside, and see how far you have come.
Debt payoff plan
List your store accounts and loans, choose a payoff order, and see the months remaining on each. A clearer picture, so the next decision is yours to make.
Example layout
- 1 Clothing store account R4 200 7 months
- 2 Furniture store account R9 800 16 months
- 3 Personal loan R18 500 24 months
Grocery tracker
Log what the weekly shop costs against the grocery line in your budget, so the month-end surprise stops being a surprise.
How it works
A monthly routine, not a finance lecture
-
Start with your salary
Enter what lands in your account and the day it lands. Everything else is measured against that.
-
Give every Rand a job
Split it across needs, wants and savings. Add your debts and your savings goal where they belong.
-
Check in as the month moves
Update what you have spent. Bars fill, the Rand left to plan updates, and you see where you stand before the next salary day.
Questions people ask first
Is this financial advice? +
No. WealthSteps SA provides educational tools to help you organise your own numbers. It does not recommend products or tell you what to do with your money.
How much does it cost? +
Tools are priced from R39.
Does it connect to my bank account? +
No. You enter your own figures, so nothing depends on a bank sync and you stay in control of what goes in.
Is it built for South African life? +
Yes. Everything is in Rands and built around salary day, load-shedding costs, stokvels and store accounts.
Will it work on my phone? +
It is designed phone-first, with large tap targets and single-column layouts.
Make this salary day the one you planned
Tools from R39. Educational only, not financial advice.
Takes you to sign-up.